Giving the Gift of … Healthcare? 12/21/2007 14:21
Giving the Gift of … Healthcare?
It’s all the rage this year and probably will continue to be in years to come: a gift card to help cover health-related expenses. From doctor visits to filling prescriptions, the Healthcare Visa® Gift Card from givewell.com is picking up lots of attention — and tabs!
I’ll tell you, as a mother of three, with Nana (my mom) living with us and G-Mo (my mother-in-law) one block away, this would be the perfect gift for our brood. I am often convinced that our family keeps the healthcare sect alive. No joke, here’s an actual account of my healthcare spending over a recent four-week period (Nov. 19-Dec. 17):
-$40 urgent care visit (strep throat)
-$100 co-pay for an ER visit (an asthma attack)
-$110 (total) in prescriptions (regular monthly “maintenance” drugs and one antibiotic)
-$25 doctor visit (just a follow-up)
-$38.40 co-pay for a CT scan (of a child’s sinus cavity)
-$80 ENT visit (for two children)
-$40 hematology appointment (a CBC and regular check-up)
Yep, $433.40, and this is just for the children; no grandma-related expenses are included in this list.
I always like to add that these charges are after the nearly $400/month deduction from my paychecks for health insurance premiums.
How does the average family make it these days?
With generous gifts such as these, I guess!
According to the company Web site, this gift card can be used for, “co-pays at doctor’s and pharmacies; dental care, including braces and teeth whitening; vision care, including eye exams and prescription sunglasses; memberships at health clubs, and elective procedures including Lasik and cosmetic surgery.”
The gift-giver can put anywhere from $25 to $5,000 on the card. Best of all, the card can help its recipient keep track of medical-related spending for tax purposes.
So let me ask, what — short of letting your child wither to near nothingness — do you do to help contain the cost of healthcare for your family? I need some usable ideas!
In the meantime, here’s to a happy and healthy 2008! Happy New Year, everyone …
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